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Privacy

Privacy Policy

This Privacy Policy explains how Golden State Planner (operated by Fenul LLC, "we", "us", or "our") collects, uses, and shares information when you visit financialplannercalifornia.com. By using this site, you agree to the practices described here. This policy was last updated: January 2025.

We do not sell your personal information to third parties.
We use Google AdSense to display ads, which may use cookies.
Contact form submissions are used only to respond to your inquiry.

Data practices

What we collect and why

What information do we collect?

We collect information you voluntarily submit through contact forms (name, email, message). We also receive non-personal usage data automatically through cookies and similar technologies — including pages visited, browser type, device type, and approximate location derived from IP address. We do not collect precise location data or government ID numbers.

How do we use your information?

Contact form submissions are used solely to respond to your inquiry. Automatically collected usage data helps us understand how visitors use our site so we can improve content and performance. We do not use your data for profiling beyond standard analytics.

Do we share your information?

We do not sell personal information. We share data only with service providers necessary to operate this site (hosting infrastructure on Google Cloud Platform) and advertising partners described below. We may disclose information if required by law.

How long do we retain data?

Contact form inquiries are retained for up to 2 years for operational purposes. Analytics data is retained according to our analytics provider's standard retention periods. You may request deletion by contacting us.

Advertising

Google AdSense & interest-based ads

This site uses Google AdSense, a third-party advertising service provided by Google LLC. Google uses cookies and similar technologies to show you ads based on your interests and prior visits to this and other websites.

How AdSense works

Google AdSense places cookies on your device to serve ads relevant to your interests. These cookies track your browsing across sites to build an interest profile. Google's use of advertising cookies is governed by Google's own Privacy Policy at policies.google.com/privacy.

How to opt out

You can opt out of personalized advertising by visiting Google Ad Settings at adssettings.google.com, or by visiting the Digital Advertising Alliance opt-out page at aboutads.info/choices. You can also disable cookies in your browser settings, though this may affect site functionality.

Your rights

Cookies, rights, and contact

What cookies does this site use?

This site uses: (1) Functional cookies required for the site to work; (2) Analytics cookies from Google Analytics to understand usage patterns; (3) Advertising cookies from Google AdSense to display relevant ads. You can manage cookie preferences through your browser settings.

What are your privacy rights?

Depending on your location, you may have rights to access, correct, or delete your personal data; to opt out of certain data uses; and to data portability. California residents have additional rights under CCPA. EU/UK residents have rights under GDPR. To exercise your rights, contact us using the information below.

Do Not Track signals

Our site does not currently respond to "Do Not Track" browser signals, as there is no industry-standard approach to responding to such signals. You may opt out of interest-based advertising using the methods described above.

How can you contact us about this policy?

For privacy questions or to exercise your data rights, use the contact form on this site or email us through our official contact page. We aim to respond within 30 days.

Financial content disclaimer

Important: Not personalized financial advice

Golden State Planner is an educational financial information resource. All content is for general informational purposes only and does not constitute personalized investment, tax, or legal advice. Content on this site is provided for educational and general informational purposes only. Nothing on this site constitutes personalized investment advice, tax advice, legal advice, or a recommendation to buy or sell any security or financial product. Past performance is not indicative of future results. Always consult a licensed financial professional before making investment decisions.

Content is educational and general in nature only.
No content constitutes personalized investment advice.
Fenul LLC is not a registered investment adviser.
Consult a licensed professional for personalized advice.
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